HOW STUFF WORKS
QUIZZES

FOLLOW US
ATM Skimming Quiz
by Staff
Did you know that ATM-related theft is a global crime that results in huge sums of money stolen every year? Smart thieves, advanced technology and sometimes poor security measures make ATM skimming a lucrative crime that could leave you with an empty bank account. But do you know enough about skimming to spot a hacked ATM? Take the quiz to find out.

About how much money is lost to ATM skimming annually?

  • $10 million
  • $600 million
  • $1 billion
  • $2.5 billion

What Windows platform do many ATMs run?

  • Windows CE
  • Linux
  • Windows XP
  • UNIX

What kind of credentials do you need to purchase an ATM online?

  • No credentials
  • Bank certification
  • Two forms of positive identification
  • Special government license

How do ATM skimmers usually steal PIN numbers?

  • Card readers
  • Internet hacking
  • Hidden cameras
  • Pickpocketing

Do all banks know how to deal with ATM skimming?

  • Yes. Banks train their employees to spot skimming devices.
  • No. Banks don't always know what to look for.

Which bank chain was targeted by skimmers in 2010 and had to reimburse customers more than $200,000?

  • SunTrust
  • Regions
  • Wells Fargo
  • Bank of America

What's the simplest way to protect yourself from ATM skimmers?

  • Change your PIN weekly
  • Spend 10 minutes checking over every ATM
  • Cover the keypad as you enter in your PIN
  • Ask banks to check the ATM before you use it

How do most ATM skimmers access the personal information on your debit card?

  • Card readers
  • Pickpocketing
  • Spy cameras
  • Hacking the ATM's operating system

Which popular '90s movie depicted a teenager skimming ATMs for cash?

  • Hackers
  • Encino Man
  • The Last Boy Scout
  • Terminator 2

Which ATM companies were known to have "backdoors" that gave full access to anyone who put in a specific key combination?

  • Tranax and Triton
  • NCR and Hyosung
  • Tidel and WRG
  • Diebold and DPL

New "tap and go" credit cards use what kind of waves to wirelessly transmit transaction data?

  • 3G
  • Wi-Fi
  • Radio waves
  • Bluetooth

How much money was lost in RFID credit card skimming incidents in 2009?

  • $0
  • $50,000
  • $400,000
  • $1 million

When did the first known instance of ATM skimming occur?

  • 1985
  • 1987
  • 1993
  • 1997

Which security company sells a device that detects the presence of ATM skimming card readers?

  • Brinks
  • Electronics Experts
  • FDIC
  • ADT

How can ATM hackers "trick" ATMs into giving them extra money?

  • By erasing the ATM's memory
  • By telling the ATM it's filled with a smaller denomination of bills
  • By accessing multiple user accounts simultaneously
  • By accessing a secret code that makes the ATM to jettison all of its money

What do thieves do with debit card information and PIN numbers once they have them?

  • Take them to a bank teller and empty the account
  • Change the PIN numbers just for fun
  • Transfer the data to a blank gift card
  • Reform and move to the country

What elements can give away an ATM skimming device?

  • Off-color or protruding components
  • Dirty or stained components
  • Stickers
  • Suspicious people hanging around

A security expert named Barnaby Jack was able to hack into multiple ATMs and export user data using this built-in program. What was it?

  • System Restore
  • Internet Explorer
  • Tranax Security Pro
  • Notepad

About how many ATMs were in use in the United States in 2009?

  • 105,000
  • 403,000
  • 657,000
  • 1.3 million

How much money was stolen in the biggest ATM robbery of all time?

  • $720,000
  • $1.5 million
  • $4 million
  • $9 million