HOW STUFF WORKS
QUIZZES

FOLLOW US
Bank on This: Test Your Computer Banking Savvy
by Staff
Using your computer to bank online and keep your account records is ultraconvenient, but you have to be savvy to protect your money and your identity. Think you're a computer banking expert? Take our quiz to find out!

In 2010, what was the most common online password used?

  • password
  • 123456
  • gE$sI35HQ1&zD

In 2005, Paris Hilton's e-mail account was broken into. What password was used?

  • gE$sI35HQ1&zD
  • Tinkerbell
  • paris

What's the minimum level of encryption required for "top secret" level United States government information?

  • 128-bit
  • 192-bit
  • 256-bit

According to InfoWorld, what was the most secure operating system around in 2011?

  • Linux
  • Mac OSX
  • Apple iOS

If you're willing to turn your personal computer into a server to maximize protection, what does UNIX Express say is the most secure OS?

  • Unix
  • OpenBSD
  • Windows 2008

What percentage of Americans believe they balance their checkbooks better than Congress, according to a 2011 American Pulse survey?

  • 70
  • 90
  • 95

What percentage of banks provide zero-liability coverage for fraudulent transactions?

  • 80
  • almost all
  • 25

Online money managers are getting more popular. Should you use them?

  • maybe
  • yes
  • no

What month is National Cyber Security Awareness Month in the United States?

  • December
  • July
  • October

Speaking of National Cyber Security Awareness Month, what federal organization sponsors this annual event?

  • National Security Agency
  • Federal Bureau of Investigation
  • Department of Homeland Security

If you're doing your banking using a mobile device, what should you do to make sure you're safe?

  • Have a soft carrying case for the device in the event it slips out of your hand.
  • Make sure nobody watches you while you type.
  • Use only a secured wireless network.

When someone goes phishing, what is it they're specifically looking for?

  • a good date
  • your secret fishing holes for landing 20-pound trout
  • your passwords and account information

Targeted phishing attacks, where the victim is a specific person or small group of people, are called what?

  • targeted phishing
  • net phishing
  • spear phishing

Which of the following is the most effective way to remember a super-secure password consisting of punctuation marks, numbers and letters?

  • Repeat it to yourself over and over.
  • Don't. Just go with "12345."
  • mnemonics

What type of software will make most other security precautions useless?

  • virus
  • Minesweeper
  • spyware

If you have a computer at home with sensitive information, and want to host a party, what's the best way to protect your computer from prying eyes?

  • Use better judgment when picking your friends so it's not a concern.
  • It's OK, I don't have any money anyway.
  • Encrypt your information, and lock your computer.

According to comScore, how many Americans used mobile banking applications in late 2010?

  • less than 5 million
  • about 20 million
  • almost 30 million

Skimming steals your banking information by piggybacking on what common tool?

  • a computer
  • your bank's web site
  • an ATM (automatic teller machine)

In 2009, what percentage of people relied on only a single password for everything they access, according to PC World?

  • 71
  • 50
  • 33

Of the options below, which makes the best password?

  • your birthday
  • the street you live on
  • gE$sI35HQ1&zD