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Fact or Fiction: Homeowners Associations
by Staff
Think you know all there is to know about your homeowners association? Think again. Take our quiz and see exactly how much control the group that's governing your neighborhood has.

Some homeowners associations have voluntary memberships.

  • Fact
  • Fiction

Homeowners associations can foreclose on, but not evict a homeowner.

  • Fact
  • Fiction

HOAs can restrict what color the paint can be on the exterior of your home.

  • Fact
  • Fiction

HOAs get their authority from local government.

  • Fact
  • Fiction

HOAs cannot levy regular dues on residents because this essentially taxes them twice on their property.

  • Fact
  • Fiction

Deeds, while incredibly restrictive, are not necessarily final. Some homeowners are able to gain "variances," or exceptions, to the rules.

  • Fact
  • Fiction

School buses sometimes are not allowed within the gate of gated HOA communities.

  • Fact
  • Fiction

If your car tire is sitting even 1 inch on your grass, you could be violating your HOA's rule that restricts cars from parking on the lawn.

  • Fact
  • Fiction

If your house is totally paid off, you no longer have to adhere to an HOA's deeds or covenants.

  • Fact
  • Fiction

Sometimes HOAs' rules are in place strictly to retain the community's aesthetic appeal.

  • Fact
  • Fiction

HOA boards of directors are always made up of local business men and government officials.

  • Fact
  • Fiction

Members of the HOA board are prohibited from purchasing a home the HOA foreclosed on, because this represents a conflict of interests.

  • Fact
  • Fiction

About 62 million Americans live in homes governed by HOAs.

  • Fact
  • Fiction

About 40 percent of all homeowners living with an HOA say they are satisfied with its rule.

  • Fact
  • Fiction

New housing developments are increasingly built with community associations to govern them.

  • Fact
  • Fiction

In states such as Texas, lawmakers have been proposing legislation to reduce the power of HOAs for at least a decade.

  • Fact
  • Fiction

When you sell your home, your HOA could charge you several thousand dollars worth of fees.

  • Fact
  • Fiction

HOAs cannot foreclose on the house of a U.S. soldier on active duty who is stationed outside his home state.

  • Fact
  • Fiction

There's no risk in taking an HOA to court over a fine you don't want to pay. Worst case scenario, you'll have to pay the fine anyway.

  • Fact
  • Fiction