HOW STUFF WORKS
QUIZZES

Surprise, surprise! How much can you save at home?
by Staff
You already know that you can save money by skipping your daily latte, adjusting the thermostat and packing your lunch. But how savings-savvy are you about other surprising ways to cut your expenses at home? Take this budget-friendly quiz to find out!

• True
• False

How much can you save on your electric bill by unplugging appliances like computers, TVs and phone chargers when they are not in use?

• 0
• 5 to 10 percent
• 20 percent

How much can you expect to save on your energy costs by lowering the temperature on your hot water heater from 140 degrees to 120 degrees?

• 6 to 10 percent
• 10 to 20 percent
• more than 25 percent

• True
• False

When you sign up for an A/C savings program with your electric company, how does the utility provider control your air conditioning unit?

• Power company employees come to your home weekly to adjust your outdoor A/C unit.
• Power company employees monitor your thermostat via Webcam.
• The power company sends a radio signal to a small switch on your outdoor A/C unit.

If you sign up for an A/C savings program, for how long (and how frequently) will your air conditioning be powered down?

• around 15 minutes each hour
• about three days per week
• about one weekend a month

How much can you expect to save by participating in your electricity provider's A/C savings program?

• about \$25 per year
• around \$50 per year
• between \$120 and \$200 per year

• True
• False

• \$150
• \$900
• \$2,000

What is the cost of a typical home warranty?

• \$100 to \$200 per year
• \$300 to \$500 per year
• \$750 to \$900 per year

• True
• False

• True
• False

What's one easy way to pay down the principal on your mortgage?

• Divide your normal mortgage payment by 12, then add that amount to each regular monthly payment throughout the year.
• Keep pocket change in a container on your desk, then ship it to the mortgage company when it fills up.
• Save up until you have a lump sum payment of at least \$4,000.

When does it make sense to pay off credit cards instead of paying down the principal on your mortgage?

• when your mortgage interest is higher than your credit cards
• when the interest on your credit cards is higher than your mortgage rate
• when the minimum payment on your credit card is lower than your mortgage

• \$15
• \$45
• \$90

• \$16
• \$24
• \$28

• True
• False

• windows down
• A/C on
• It depends!

• True
• False

How much can you save in energy costs by replacing an outdated air conditioning unit with a newer Energy Star qualified model?

• between 5 and 10 percent
• between 10 and 20 percent
• between 20 and 40 percent
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