Noah may have had an ark in which to ride out the flood, but the rest of us have major difficulties dealing with one of nature's serious disasters. As if losing household items and precious mementos during a flood weren't bad enough, you may be faced with a big decision if your house has been flood-damaged. Do you rebuild it or tear it down and start over? Take this quiz to review the pros and cons of each choice.
What makes floodwater particularly dangerous?
It can be full of contaminants.
It may remain in contact with your building structure for an extended period.
It brings an increased risk of insect infestation.
What should you do in order to drink tap water following a flood?
Filter and boil it.
Mix in some alcohol.
Freeze and then thaw it.
What do experts say you should do with mattresses from a flooded house?
Steam clean them.
Dry clean the outside and use a bleach rub on the inside.
Throw them out.
If your local laws do not actually require you to do so, why might you still consider tearing down your house after it has been damaged in a flood?
It may be cheaper than repairing it properly.
You may be able to receive more from the insurance company.
It is an opportunity to start fresh.
What should you ensure before pumping water out of your house's flooded basement?
that the surrounding soil has already dried out
that the basement walls are still structurally sound prior to removing the water
that the rest of the house is already fully dry
What type of damage can result from floodwaters washing up against the sides of your house?
broken plumbing pipes
destroyed waterproofing around windows
Under what circumstances will local regulations likely require you to tear down your flooded home?
if the damage equals more than half the home's value
if your home's value is under $200,000
if you have no flood insurance
What is Increased Cost of Compliance (ICC)?
an insurance feature that could cover the costs of bringing your house back up to code
the difference in cost between demolition and repair
a rise in your insurance premiums following a flood or other disaster
What should you do first if demolition is your most logical choice?
Acquire demolition permits.
Knock down whatever you can by hand.
Warn your neighbors.
What precaution is necessary to ensure a safe demolition?
shutting down and capping all utility lines feeding the house
clearing all trees out of the yard around the house
checking for environmental hazards in the air
What is the cheapest method that might be available for disposing of the debris from your demolition?
burying it on site
burning it under controlled circumstances
grinding it up before trucking it away
What is the meaning of the term "100-year floodplain"?
an area that has at least a one percent chance of flooding each year
an area that is likely to flood once every century
an area that has been saturated with water for the prior 100 years
Why might you not choose to rebuild on the plot where your demolished house stood?
higher costs due to required flood proofing
unseen underground damage
While moving out of a floodplain has many benefits, what is a major complicating factor in the decision?
selling the empty lot where your house stood
the cost of moving
finding a new home that is affordable
If you decide to simply abandon the land where your house stood, what might you be required by law to do?