The Ultimate Affordable Care Act Quiz

By: Staff
Image: refer to hsw

About This Quiz

How will the Affordable Care Act affect you and your family? Take this quiz and find out?

How many Americans will gain coverage through the new legislation?

The new legislation expands health coverage to 32 million Americans, for a total of 95 percent of the U.S. population.

How long can young people stay on their parents' insurance plans under the Affordable Care Act?

The new law allows young adults to stay on their parents' plans until they turn 26.

Which of the following events will not happen in 2014?

Though many of the biggest elements of the Affordable Care Act go into effect in 2014, some changes are happening much sooner. Insurers are now prohibited from refusing coverage to a customer who gets sick.

The new legislation includes a mandate that all citizens carry insurance. What's the penalty for an individual who doesn't have health insurance in 2016?

People without coverage will face a fee of $695 in 2016. In 2014, the fee will be $95, and in 2015, $325. The fee will continue to increase based on the cost of living.

A person who has insurance through an employer won't have access to the health insurance exchanges in 2014 unless he or she meets which exception?

If someone spends more than 9.5 percent of his or her income on the premiums associated with employer-provided health coverage, that person is eligible to shop in the insurance exchanges.

Who will be eligible for a credit or a subsidy to buy health insurance in the exchanges?

Credits and subsidies will be available to those with incomes up to four times the federal poverty level; the current federal poverty level is $10,830 for an individual and $22,050 for a family of four.

Employers now have a mandate to provide health insurance, but certain companies are exempt. How many full-time workers can a business employ without facing fines for not providing health insurance?

Businesses with more than 50 employees must provide health insurance to employees or face a fine.

What is the maximum tax credit a small business could receive for providing health insurance?

In 2010, small businesses can receive a credit of up to 35 percent of their premium costs. That rate will increase to 50 percent in 2014.

The new legislation would close the doughnut hole. What is the doughnut hole?

The doughnut hole is a gap in Medicare prescription drug coverage. In 2010, seniors received a $250 rebate to help pay for prescriptions.

Which of the following will not be used to fund the new legislation?

There won't be higher fees for preventive services under the bill; in fact, the Affordable Care Act eliminates cost-sharing in the form of co-pays and coinsurance for preventive services.

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