Are You Financially Ready to Have Children?

FINANCE

2 PLAYS

Mark Philip Lichtenstein

6 Min Quiz

When you get a $2,000 bonus, what do you do with it?

Advertisement

How much of your paycheck do you spend on rent or your mortgage?

Advertisement

You've spotted a fancy toy on Amazon that you feel like you'd like to have. What do you do?

Advertisement

You've had your phone for six months. A new one comes out. What do you do?

Advertisement

You go to dinner with friends. How do you drink?

Advertisement

Do you have a bank account?

Advertisement

Do you have a savings account?

Advertisement

Do you own any T-bills?

Advertisement

Are you invested in a mutual fund?

Advertisement

Are you invested in an index fund?

Advertisement

Are Beenie Babies a sound investment?

Advertisement

Are comic books a sound investment?

Advertisement

Is a car a sound investment?

Advertisement

How much of your paycheck do you save?

Advertisement

Do you go shopping for groceries when you are hungry?

Advertisement

Do you shop to make yourself feel better?

Advertisement

Do you ever compare prices while in the store, by using the internet, or a price comparison app?

Advertisement

Is art a good investment?

Advertisement

How do you buy furniture?

Advertisement

How often do you replace your computer?

Advertisement

You have a perfectly good keyboard. A fancy new mechanical one with lights comes out. Do you buy it?

Advertisement

Your friend is crowdfunding for his trip across Europe. Do you contribute?

Advertisement

There is a buy-one-get-one-half-off sale. You only need one, but the second one is half price. How many do you buy?

Advertisement

Do you buy toothpaste in bulk?

Advertisement

Do you have medical insurance?

Advertisement

Assuming you owned a car, do you, or would you have more than just collision insurance?

Advertisement

Which is worth more: money or experiences?

Advertisement

Do you know what college costs?

Advertisement

Which is cheaper: feeding them cheap junk food so they'll shut up and leave you alone, or feeding them more expensive but nutritious food, so they'll develop properly, be clever, and earn degrees?

Advertisement

Do you keep your money in a clip separate from your wallet?

Advertisement

Explore More Quizzes

Image: Shutterstock

About This Quiz

You think babies are cute, and you're not wrong. However, babies are an expensive headache if you aren't ready to have them. No one is ever fully psychologically ready to have kids, but are you financially ready? Find out with this quiz!

About HowStuffWorks Play

How much do you know about dinosaurs? What is an octane rating? And how do you use a proper noun? Lucky for you, HowStuffWorks Play is here to help. Our award-winning website offers reliable, easy-to-understand explanations about how the world works. From fun quizzes that bring joy to your day, to compelling photography and fascinating lists, HowStuffWorks Play offers something for everyone. Sometimes we explain how stuff works, other times, we ask you, but we’re always exploring in the name of fun! Because learning is fun, so stick with us!