Quiz: The Ultimate Fair Debt Collection Act Quiz
The Ultimate Fair Debt Collection Act Quiz
By: Staff
Image: refer to hsw

About This Quiz

Not being able to pay a debt you have incurred can be a very unpleasant situation, and debt collection agencies might make it even worse. But what are the limits of the ways they can attempt to collect their debts? Take this quiz to see how much you know about the Fair Debt Collection Practices Act.

1.0 of 15
As of 2007, what was the approximate average amount of consumer debt per U.S. citizen?
2.0 of 15
Changes in what type of laws were responsible, in part, for the increase in U.S. consumer debt?
3.0 of 15
Complaints against debt collection agencies was approximately how much greater in 2007 than in 1999?
4.0 of 15
Which U.S. government agency oversees the Fair Debt Collection Practices Act (FDCPA)?
5.0 of 15
In what year did the FDCPA become law?
6.0 of 15
What rules apply to the collection practices of individual creditors?
7.0 of 15
Debt collectors are prohibited by the FDCPA from contacting debtors by what means?
8.0 of 15
What is the latest that a debt collector is allowed to call you, according to the FDCPA?
9.0 of 15
Is a debt collector permitted to call you at work?
10.0 of 15
What are debt collectors allowed to discuss with your friends, family members or employers?
11.0 of 15
What is it illegal for a debt collector to charge you for?
12.0 of 15
How can you legally prevent a debt collection agency from contacting you?
13.0 of 15
How long does a debt collector have to respond to a requested debt validation?
14.0 of 15
If you sue a collection agency and win, how much might you be entitled to?
15.0 of 15
What should you do to prevent future debt collection if you are the victim of identity theft?
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