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Property coverage not only covers the other vehicle if you're at fault, but also any property damaged in the process.
Bodily injury liability coverage, usually just referred to as liability, pays for all medical bills of any humans involved in an accident.
Collision and comprehensive coverage pays to repair or replace your car if it's damaged in an accident where you were at fault.
Personal injury covers your in-home care, as well as reimburses lost wages during recuperation from an accident.
Uninsured motorists not only covers you if you're the victim of a hit and run, but also if you're hit by someone with little or no insurance.
While it's good to compare rates every year, it often pays to stick with the same agency. After a couple of years with no accidents, you may qualify for a safe driver discount.
A student with a B average or better may get you better rates on their insurance.
Safety equipment such as anti-lock brakes and air bags will get you a better deal on your car insurance.
Economy cars, like the Hyundai Elantra, are smaller, lightweight, cheaper to buy and cheaper to insure.
Grouping your home, auto and liability insurance policies will get you a break on your rates, as will completing a defensive driving course.