Quiz: The Ultimate Hurting Your Credit Score Quiz
The Ultimate Hurting Your Credit Score Quiz
By: Staff
Image: refer to hsw

About This Quiz

Sticks and stones may break your bones, but a bad credit name will also harm you. How much damage can you cause to your own credit score if you're not careful? Take this quiz to get the answers.

2.0 of 15
How long can it take to damage your credit score?
5.0 of 15
A library book that you haven't returned could cost you how many credit points?
6.0 of 15
You are spending too much so you decide to cancel one credit card. Does this damage your credit score?
7.0 of 15
How do credit bureaus use your available credit and your debt to determine your credit score?
8.0 of 15
Which of these companies created the industry standard for credit models?
9.0 of 15
What kind of debts affect your credit score more, old debts or new ones?
11.0 of 15
If a third of your credit score is based on your credit history, will late payments be positive or negative in terms of your score?
12.0 of 15
After six months of unpaid bills, a credit card company will turn the problem over to a collection agency. They'll write off your debt and call it a:
13.0 of 15
For how many years can a charge-off appear in your credit history?
15.0 of 15
Late payments can create a ripple effect with regard to damaging your credit score. What is the effect sometimes called?
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