1. If it also has a store, and does not function exclusively online, then it should be secure.
   There is a tiny padlock icon in the right-hand corner.
2. If you have a decent anti-virus program, the fact that it has allowed you access to the site without giving you a warning means it is secure.

You can know that a Web site is secure if it has a tiny padlock icon in the right hand corner and if its URL begins https:// and not http://. Also, never send account details via email, or click on links to shopping sites from an e-mail.

1. a credit card
   a debit card
2. neither -- a check in the mail

A credit card is safer than a debit card, because a debit card is linked to your bank account and a hacker can cause much damage if they get access to it.

1. $50
   $100
2. $500

Credit card companies ask for only $50 of fraud liability. Some companies even have a zero dollar fraud liability policy. Most also have the option of giving you a single use credit card number linked to your account that expires after one purchase to prevent fraud.

1. Consumer Protection Act
   Credit Card Act
2. Fair Credit Billing Act

The Fair Credit Billing Act protects consumers from identity and credit card theft.

1. $25
   $500
2. $1,000

If debit card users notify the bank within two days of a fraudulent purchase, they have a $50 fraud liability. After that, it goes up to $500.

1. 5 percent
   10 percent
2. 15 percent

If you return an intensely packed item, like an electrical appliance, they will charge you a restocking fee of 15 percent of the price of the product. Check a Web site's return policy page, because some stores charge up to 25 percent.

1. You will get store credit instead of a refund.
   You will need to take the item yourself to the store or warehouse.
2. You cannot return it.

If you damage the UPS code or serial number on an item, it cannot be returned. The best way to get your money back would be to sell it on Craigslist or eBay.

1. in a real store
   online
2. over the telephone, by calling retailers listed in the Yellow Pages

It is easiest to bargain hunt online, because you can do multiple product searches using different browser tabs, or use price comparing Web sites.

1. Findabargain.com
   Google Price Comparisons
2. Google Product Search

Google Product Search, formerly Froogle, allows you to conduct a focused search for an item online and then compare prices across a number of stores.

1. price comparisons
   coupons
2. product searches

Web sites like FatWallet. Com or CurrentCodes.com offer coupons for discounts on price or free shipping. Just enter the coupon's code before checking out. A lot of online stores give out coupons if you sign up for their e-mail newsletters.

1. within seven days
   within 14 days
2. within 30 days

If no time frame is specifically mentioned, then a retailer must ship items within 30 days of purchase.

1. Purchase a number of items at once.
   Pay via PayPal, as offer complimentary shipping.
2. If you pick the item up from the post office yourself, you get shipping at half price.

If you purchase a number of items at once, retailers will charge you one shipping fee.

1. It lets the retailer know the location of your computer.
   If you have an account with that retailer, it will store items in your checkout basket so that you only have to pay one shipping fee.
2. It collects information about the product.

Cookies function as a Web site's memory. Therefore, if you have an account with an online retailer, cookies will store items in your checkout basket so that you only have to pay one shipping fee.

1. priority shipping
   standard shipping
2. express shipping

Standard shipping is the slowest, but most economical. It usually takes three to five working days to arrive.

1. the Internet's predecessor
   the Internet's security function
2. a method of online payment, similar to PayPal

APRANET was the original system created by the U.S. Department of Defense in the 1960s, on which the Internet is based.