For almost any type of traveling, it is sound advice to think carefully about travel insurance. Falling ill abroad without insurance might cost you thousands and most people would agree that you shouldn't take risks with this sort of thing. Take this quiz and learn more about travel insurance.
Do all kinds of vacations warrant getting travel insurance?
Neither of the below is true.
Yes.
Not necessarily.
Correct Answer
Wrong Answer
That may depend on the type of vacation. A low-risk vacation visiting your cousins in Omaha might not be worth insuring, whereas a hang-gliding expedition in the Pyrenees Mountains would obviously warrant getting travel insurance.
Your credit card company offers travel insurance. Other ways of getting travel insurance are through your travel agent, your insurance broker and travel insurance specialists.
If you have cancellation coverage, what circumstances can you cancel your trip for?
rainy weather at your destination
season's tickets to baseball that you forgot about when you booked
sickness or death of a family member
Correct Answer
Wrong Answer
You can cancel for sickness or death of a family member if you have cancellation coverage and this will mean that your insurance pays for the lost monies involved in canceling.
If something is stolen, can you just call the insurance company or do you need to take other action?
You should also write a letter to the insurance company.
Calling the company should be sufficient.
You also need to report it to the local authorities.
Correct Answer
Wrong Answer
It's not enough to call your company. You must also report the theft to the local authorities so as to be able to provide written documentation of the incident.
Citizens of the European Economic Area (EEA) can get coverage under the European Health Insurance Card. Which non-EEA country participates in this program?
Britain
Luxembourg
Switzerland
Correct Answer
Wrong Answer
Switzerland is the one and only non-EEA country to participate in this program.